Broker Check

Our Team

David M. Muilenberg, CLU®, ChFC®, AIF®

Managing Principal

David is the managing principal of Discovery Financial.

He is a fee for service LPL Investment Advisory Representative, and his areas of specialty include Succession Planning, Wealth Accumulation Strategies, Estate Planning and Retirement Plans, including corporate and individual investing.

David has worked extensively in the field of Financial Management since 1978. His designations, Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) were both earned from the American College in Bryn Mawr, PA. His designation as an Accredited Investment Fiduciary (AIF®) combined with his inclusion in LPL Financial's Retirement Plan Consulting Program allows him to give investment fiduciary advice to retirement plan trustees and employees. 

David graduated from Calvin College in Grand Rapids, MI with a Bachelor’s degree in Business Administration.

He has served as past President of Widowed Persons Service of Kent County; the Grand Rapids Chapter and State of Michigan of National Association of Insurance and Financial Advisors; West Michigan Society of Financial Service Professionals and the West Michigan Estate Planning Council; as well as serving on the Financial and Membership Committees of the Economic Club of Grand Rapids.

David holds the following FINRA securities registrations: Series 7, 63 and 22*. He is registered in the following states: AZ, CA, CO, DC, DE, FL, GA, HI, IL, IN, KS, KY, MA, MD, MI, MN, MO, MT, NC, NM, OH, OK, TN, TX, UT, VA, WA, WI, WV, and WY. He is also licensed to sell Life & Health Insurance and Variable Annuities in the following states: FL, OH, MA, MI and NC.

David and his wife, Angela, live in Grand Rapids, MI, and have a family of four children: Corinne, Marc, Vivian and Alexa.

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*Securities registrations held through LPL Financial.

Kevin D. Gaut, AIF®, CRPC®

Retirement Planning Specialist

Kevin is a seasoned financial services professional with over 15 years’ experience, specializing in retirement plans.  As our Retirement Planning Specialist, Kevin works with our 401k plans on plan administration, investment research, and education.  As a Chartered Retirement Planning Counselor, he is passionate about improving plan health and providing participant education to help individuals pursue their retirement goals. 

Kevin has a bachelor’s degree in Personal Financial Planning from Western Michigan University.  He currently holds FINRA securities registrations, Series 7, 66 and Michigan Life, Health and Variable Annuities Licenses held through LPL Financial. 

Kevin resides in Grand Rapids with his wife, Laurel and son, Keene.

David A. Grooters, ChFC®, CLU®, MSFS®

Client Services Specialist

David has worked extensively in the field of wealth management since 1971.  His areas of specialty include Wealth Accumulation Strategies, Estate Planning and Medicare.  David currently serves as our Client Services Specialist. 

His designations include are ChFC®, and CLU®, with a Master of Science in Financial Services (MSFS®) were earned from The American College in Bryn Mawr, PA.  

David graduated from Western Michigan University in Kalamazoo, MI, with a Bachelor of Business Administration degree.  He holds the following securities licenses:  FINRA Series 7*  Additionally, he holds the Michigan Accident, Life & Health Insurance and Variable Annuities licenses.

David has served as past president of the West Michigan Chapter of CLU and the Michigan Association of Life Insurance Counselors.  He is currently a member of the West Michigan Estate Planning Council, the Grand Rapids Chapter of NAIFA (National Association of Insurance and Financial Advisors) and the Society of Financial Service Professionals.

David is married to Marianne and has five children and eleven grandchildren.

*Securities registrations held through LPL Financial.

Heather Biggs

Director of Client Relationships

Heather began her career in the financial services industry in 1992.  Her previous positions have included Registered Sales Assistant, Registered Principal and Branch Manager. She joined Discovery Financial in 2007 as an LPL Registered Investment and Retirement Consultant. 

As the Director of Client Relationships, she provides comprehensive client service support, including account review preparation and scheduling, new account openings and processing. Heather also provides direct support to David Muilenberg and is the first point of contact for client requests and questions. Additionally, she is responsible for maintaining all compliance standards and files.

Heather has a Bachelor's Degree from Grand Valley State University in Allendale, MI, and holds the following securities registrations and insurance licenses: FINRA Series 7, 63 and 24*; Michigan Accident, Life & Health Insurance and Variable Annuities.

Heather lives in the Greenville area with her husband, Bill, and enjoys spending her free time with her family.

*Securities registrations held with LPL Financial.

Angela Muilenberg, CLTC

Operations Manager

Angela has worked extensively in the insurance industry for over 15 years.  Her areas of specialty are Legacy Planning, Long-Term Care and Disability Income.

Her career has encompassed areas of sales and practice management, extensive marketing and branding; training and education in the field of Life Insurance practices, and the wholesaling of Annuities, Life Insurance, Disability Income and Long-Term Care Insurance.

Angela holds a Michigan Accident, Life & Health Insurance license and received her Certified in Long-Term Care (CLTC) designation through The Corporation for Long-Term Care Certification, Inc.

She has previously served on the board of the Grand Rapids chapter of NAIFA (National Association of Insurance and Financial Advisors) and was President in 2009-2010. Angela is a Sisters in Support volunteer for a non-profit mentoring program through D.A. Blodgett - St. John's.

Angela and her husband, David, live in Grand Rapids, MI, and have a family of four children: Corinne, Marc, Vivian and Alexa.

Rebecca Grant

Client Relationship Manager

Rebecca began her career in Wealth Management 2010 and has experience in nearly all aspects of the business.  

Rebecca attended Lansing Community College; for Paralegal studies and currently holds Michigan Life, Accident and Health Licenses.  


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